Expert(s) in housing/real estate finance – Multiple countries

Aninver Development Partners SL (www.aninver.com) is looking for a Expert(s) in housing/real estate finance for a finance, media consultancy assignment financed by EBRD in Multiple countries.

Aninver Development Partners SL is currently preparing a competitive proposal for an EBRD-backed consultancy assignment focusing on the finance sector across multiple countries in the WAEMU region. The initiative aims to provide specialized technical assistance to scale up regional housing finance activities, enhance institutional capacities, and expand affordable housing solutions and innovative financing mechanisms.

We are seeking an expert in housing and real estate finance to join our multidisciplinary team for this engagement. The successful candidate will play a pivotal role in delivering comprehensive baseline assessments, developing strategic action plans, and strengthening the operational frameworks of participating financial institutions and regional stakeholders to drive inclusion and impact-driven priorities.

Aninver is preparing a proposal for this assignment. The selected expert will be part of the proposed team; the engagement is conditional on the contract being awarded to Aninver. The full Terms of Reference for the position are shared with shortlisted candidates.

Objectives of the assignment

• Conduct a comprehensive baseline and needs assessment of regional mortgage refinancing and housing finance institutions.
• Develop strategic frameworks, operational guidelines, and actionable action plans to scale up affordable housing finance.
• Design innovative financing mechanisms, such as rent-to-own schemes, tailored to the regional market context.
• Strengthen the institutional and technical capacity of participating commercial banks and microfinance institutions.
• Integrate inclusion, environmental, and social standards into expanded housing finance operations.

Scope of work

• Conduct an institutional analysis to evaluate operational capacity, risk management, underwriting standards, and portfolio composition regarding low- and middle-income housing finance.
• Perform in-depth market assessments on affordable housing solutions, identifying regulatory, legal, financial, and operational bottlenecks.
• Map key housing market stakeholders, potential partner financial institutions, and target beneficiary segments across target geographies.
• Formulate practical strategic action plans to scale up affordable housing activities and integrate inclusive financing products.
• Design comprehensive operational frameworks providing standardized legal structures, risk-sharing mechanisms, and underwriting guidelines.
• Develop detailed capacity-building plans targeting regional financial institutions to support the rollout of new housing finance products.
• Deliver thematic workshops, training sessions, and technical seminars on housing finance best practices and product management.
• Provide hands-on advisory support during the initial pilot phase of new financial products and operational frameworks.

Your role as Expert(s) in housing/real estate finance

• Lead technical analyses and advisory tasks related to housing and real estate finance within the assigned regional context.
• Contribute to the baseline assessment and institutional review of regional financial intermediaries.
• Design mortgage refinancing structures, underwriting guidelines, and financial inclusion strategies for low- and middle-income housing.
• Collaborate with local commercial banks and microfinance institutions to assess their readiness for deploying new housing finance products.
• Draft strategic recommendations and contribute to the creation of practical operational frameworks for affordable housing.
• Facilitate stakeholder consultations, technical workshops, and capacity-building sessions with financial sector actors.
• Ensure all deliverables align with the impact-driven priorities and quality standards of the EBRD and Aninver Development Partners.

Requirements

• Education: Not stated
• Strong knowledge of and experience in housing and real estate finance, financial inclusion, and WAEMU region
• Languages: Fluent in French and English

Desirable

• Prior experience working on technical assistance projects funded by the EBRD or other international financial institutions.
• Specialized expertise in rent-to-own financing structures and innovative mortgage alternatives.

A seasoned housing and real estate finance specialist with deep expertise in the WAEMU region, strong financial inclusion credentials, and bilingual fluency in French and English.

Assignment details

• Location: Multiple countries
• Financed by: EBRD
• Sector: Finance, media
• Estimated duration: 7 months
• Contract: individual consultancy (conditional on award)

About Aninver Development Partners

Aninver is an international development consulting firm headquartered in Spain. It supports governments, development banks, UN agencies and bilateral donors with feasibility studies, technical assistance, evaluations and capacity building across Africa, Latin America, the Caribbean, Europe, the Caucasus, Central Asia and Asia-Pacific, working with a network of international and national experts.

Why apply

• Join a multidisciplinary team on a EBRD-financed project in Multiple countries.
• Individual consultancy: flexible, output-based engagement with an experienced proposal team.
• Your CV stays in Aninver's expert network for future assignments that match your profile.

How to apply

Sign in (or create a free account) and upload your CV in English. Add your LinkedIn profile, indicative daily rate and availability to speed up the assessment. Aninver will contact the shortlisted candidates.

Frequently asked questions

Is the position confirmed? The engagement depends on the contract being awarded to Aninver. Shortlisted experts are included in the proposal with their consent.

Can I apply if I am not based in the country? Yes, unless the requirements say otherwise; relevant regional experience is an asset.

What happens with my CV? It is used to assess your fit for this and future positions and is not shared with third parties without your consent.