Risk Finance / Insurance Expert – Ghana

Aninver Development Partners SL (www.aninver.com) is looking for a Risk Finance / Insurance Expert for a governance, finance, urban consultancy assignment financed by UNDP in Ghana.

Aninver Development Partners is seeking an expert Risk Finance / Insurance Expert for an upcoming UNDP-supported consultancy assignment in Ghana. The initiative focuses on strengthening the country's capacity to manage the fiscal and financial consequences of climate and disaster risks by advancing disaster risk financing, inclusive insurance, and risk transfer solutions.

The successful candidate will play a pivotal role in consolidating existing technical work on flood risk financing, parametric insurance, contingency financing, and agricultural risk financing. Working within a multidisciplinary team, the expert will help bridge the gap between adaptation planning and investment, translating analytical outputs into implementable actions and pre-feasibility investment pipelines.

Aninver is preparing a proposal for this assignment. The selected expert will be part of the proposed team; the engagement is conditional on the contract being awarded to Aninver. The full Terms of Reference for the position are shared with shortlisted candidates.

Objectives of the assignment

• Consolidate existing technical work on flood risk financing, parametric insurance, contingency financing, and agricultural risk financing, identifying remaining implementation and financing gaps.
• Strengthen the implementation and financing case for urban flood risk financing solutions and other selected national priorities.
• Develop and prioritise a focused disaster risk finance and adaptation investment pipeline, advancing key concepts to pre-feasibility level.
• Enhance coordination among the Ministry of Finance, insurance regulatory authorities, sector institutions, development partners, insurers, and financial institutions.
• Contribute to an integrated implementation, sustainability, and institutionalization roadmap identifying priority actions and financing pathways.

Scope of work

• Review and consolidate existing risk financing studies, analyses, data, and agreed institutional arrangements to produce a comprehensive gap matrix.
• Consolidate technical work into a concise investment and financing narrative detailing resilience benefits, financing needs, and institutional ownership.
• Prepare focused Investment and Financing Cases at pre-feasibility level, identifying costs, financing structures, key risks, and necessary decisions.
• Update existing implementation arrangements and document remaining actions required for operationalization, including fund flows and trigger verification.
• Identify and prioritise disaster risk finance and adaptation investment opportunities based on risk relevance, feasibility, and financing potential.
• Develop up to two pre-feasibility-level concept notes for selected priorities to facilitate initial engagement with government and financing partners.
• Prepare concise investment briefs and a financing and stakeholder engagement matrix covering diverse public and private sector actors.

Your role as Risk Finance / Insurance Expert

• Lead the technical analysis and structuring of disaster risk financing and risk transfer mechanisms within the assignment.
• Evaluate and consolidate parametric insurance, reinsurance, and climate risk transfer models applicable to the local context.
• Contribute technical expertise to the design and refinement of urban flood risk financing solutions and agricultural risk financing mechanisms.
• Collaborate with team members to build robust pre-feasibility investment cases and financial structures for prioritized adaptation projects.
• Engage with key stakeholders including insurance regulators, domestic insurance markets, reinsurers, and international development partners.
• Provide technical inputs for simulation exercises testing insurance payout processes, fund flows, and disaster contingency mechanisms.
• Contribute to integrated reporting, investment briefs, and the final sustainability roadmap.

Requirements

• Education: Master’s degree or equivalent in finance, insurance, economics, actuarial science, risk management or related field
• At least 10 years’ relevant experience in disaster risk financing, insurance/risk transfer, parametric insurance, reinsurance, climate risk or related areas
• Languages: English

Desirable

• Previous professional experience in Ghana or the broader West African region.
• Familiarity with UNDP frameworks, Global Shield initiatives, and international climate finance mechanisms.

An experienced risk finance and insurance specialist with a strong background in parametric insurance and disaster risk transfer, eager to help Ghana operationalize innovative climate adaptation financing solutions.

Assignment details

• Location: Ghana
• Financed by: UNDP
• Sector: Governance, finance, urban
• Contract: individual consultancy (conditional on award)

About Aninver Development Partners

Aninver is an international development consulting firm headquartered in Spain. It supports governments, development banks, UN agencies and bilateral donors with feasibility studies, technical assistance, evaluations and capacity building across Africa, Latin America, the Caribbean, Europe, the Caucasus, Central Asia and Asia-Pacific, working with a network of international and national experts.

Why apply

• Join a multidisciplinary team on a UNDP-financed project in Ghana.
• Individual consultancy: flexible, output-based engagement with an experienced proposal team.
• Your CV stays in Aninver's expert network for future assignments that match your profile.

How to apply

Sign in (or create a free account) and upload your CV in English. Add your LinkedIn profile, indicative daily rate and availability to speed up the assessment. Aninver will contact the shortlisted candidates.

Frequently asked questions

Is the position confirmed? The engagement depends on the contract being awarded to Aninver. Shortlisted experts are included in the proposal with their consent.

Can I apply if I am not based in the country? Yes, unless the requirements say otherwise; relevant regional experience is an asset.

What happens with my CV? It is used to assess your fit for this and future positions and is not shared with third parties without your consent.