LIABILITY insurance
About This Opportunity
TranslatedThis tender concerns the procurement of comprehensive "LIABILITIES INSURANCE" coverage. The insurance policy is structured into two main sections. Section I focuses on "Third-Party Liability including Product Liability," designed to cover the contracting entity's liability towards third parties for property damage and non-pecuniary losses incurred during or in connection with its operations. This section specifically includes coverage for damages arising from products (services) provided. Furthermore, it incorporates an extension for "Environmental Pollution Liability," insuring the contracting entity against liability for sudden and accidental environmental damage occurring during its activities or as a result of its products/services. This environmental coverage also extends to liability under the EU Directive 2004/35/EC on environmental damage. The specified liability limits for this section are a combined limit of BGN 3,000,000 for property and non-pecuniary damages per event and in annual aggregate for each 12-month insurance period. A sub-limit of BGN 50,000 is set for environmental damage liability per event and in annual aggregate. Section II addresses "Employer's Liability Insurance," covering the contracting entity's responsibility as an employer for damages caused to its workers and employees, as stipulated by the Labour Code and its implementing regulations. The liability limit for this section is BGN 500,000 for property and non-pecuniary damages per event.
This is a services contract in the finance and banking and environment and climate sectors, with a focus on Insurance and Environmental Policy. Located in Bulgaria, Europe, this opportunity is open to firms and consortiums, with an estimated budget of BGN 3.0 million.
Published through TED - Tenders Electronic Daily (EU), a national government procurement portal. Public procurement tenders follow the country's national bidding regulations and may have specific eligibility and documentation requirements for services in the finance and banking sector. Service contracts are typically evaluated on both technical quality and price, and may require bidders to demonstrate relevant experience and qualified personnel. This contract has already been awarded. The information is published for transparency and market intelligence purposes.
Description
Auto-translated from bgLIABILITY insurance, including the following sections: Section I: Third-party liability insurance including Product Liability, insuring the Client's liability to third parties for property and non-property damages caused during or in connection with the performance of its activity, including damages from the provided product (service), with an extension of insurance coverage for "Environmental pollution liability", insuring the Client's liability for environmental damage that occurs suddenly and incidentally during the Client's activity and/or as a result of the products (services) provided by it, as well as for "Liability according to the Law on Liability for the Prevention and Remediation of Environmental Damage (EU Directive 2004/35/EC)". Contractor's liability limits: - BGN 3,000,000 (three million) combined liability limit for property and non-property damages, for each insurance event and in annual aggregate for all insurance events for each one-year (12-month) insurance period of the insurance contract term; - BGN 50,000 (fifty thousand) liability sub-limit for each insurance event and in annual aggregate for all insurance events for each one-year (12-month) insurance period of the insurance contract term, for coverage according to the Law on Liability for the Prevention and Remediation of Environmental Damage (EU Directive 2004/35/EC). Section II: Employer's liability insurance, insuring the Client's liability as an Employer, for damages caused according to the Labor Code and its implementing acts, which according to the current legislation it will be obliged to pay to its workers and employees. Contractor's liability limits: - BGN 500,000 (five hundred thousand) liability limit for property and non-property damages, for each insurance event for each one-year (12-month) insurance period of the insurance contract term; - BGN 1,000,000 (one million) liability limit for property and non-property damages in annual aggregate for all insurance events for each one-year (12-month) insurance period of the insurance contract term. The total combined liability limit under Section I and Section II is BGN 3,000,000 (three million BGN) for each event and in annual aggregate for all insurance events for each one-year (12-month) insurance period of the insurance contract term.
Data provenance
This notice is sourced from TED - Tenders Electronic Daily (EU) and was originally published on December 9, 2025. Last refreshed 34 days ago. Original language: bg. BidsFactory mirrors official procurement notices and links back to the source for full legal text.
About ЕЛЕКТРОРАЗПРЕДЕЛЕНИЕ СЕВЕР АД
ЕЛЕКТРОРАЗПРЕДЕЛЕНИЕ СЕВЕР АД has issued 67 procurement notices on BidsFactory, including 4 currently open and 31 awarded contracts. Activity concentrates in Architecture & Engineering Services, Construction & Civil Works, and General Supplies & Services. All notices are published for Bulgaria. Notices are distributed via TED - Tenders Electronic Daily (EU). Most recent publication: September 11, 2026.
Frequently asked questions about this tender
Is this tender still open?
No — the contract has already been awarded to ЗАСТРАХОВАТЕЛНА КОМПАНИЯ УНИКА АД. The award notice is archived on BidsFactory for transparency and market intelligence.
Who is the contracting authority?
This notice was issued by ЕЛЕКТРОРАЗПРЕДЕЛЕНИЕ СЕВЕР АД in Bulgaria. The authority is responsible for evaluating bids, awarding the contract, and managing performance.
What type of contract is this?
This is a Services contract in the Finance & Banking sector. The classification helps bidders match the opportunity to their qualifications and registered scope of supply.
How much was the contract awarded for?
ЗАСТРАХОВАТЕЛНА КОМПАНИЯ УНИКА АД was awarded the contract for BGN 1,525,456. The figure reflects the value disclosed by the contracting authority in the award notice.
Where will the contract be performed?
The contract is for delivery in Bulgaria. Foreign bidders should review local registration, taxation, and any in-country presence requirements before submitting.
How can I submit a bid?
Visit TED - Tenders Electronic Daily (EU) to access the full notice, required documents, and submission instructions provided by the contracting authority.
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