Business Analyst / Islamic Finance & Credit Risk Specialist – Saudi Arabia

Aninver Development Partners SL (www.aninver.com) is looking for a Business Analyst / Islamic Finance & Credit Risk Specialist for a consultancy assignment financed by Islamic Development Bank Institute in Saudi Arabia.

Aninver Development Partners is seeking a qualified Business Analyst / Islamic Finance & Credit Risk Specialist for an upcoming consultancy assignment in Saudi Arabia. Funded by the Islamic Development Bank Institute (IsDBI), the project focuses on the enterprise-grade enhancement, validation, and pilot implementation of a modern financial platform designed to bridge financing gaps for micro, small, and medium enterprises (MSMEs) through advanced technological architectures.

The successful candidate will play a pivotal role in ensuring that the platform aligns seamlessly with regional economic development priorities, credit risk management standards, and Sharia-compliant financial principles. This is an excellent opportunity for an experienced specialist to contribute to impactful economic development initiatives and financial inclusion frameworks in Saudi Arabia alongside international experts.

Aninver is preparing a proposal for this assignment. The selected expert will be part of the proposed team; the engagement is conditional on the contract being awarded to Aninver. The full Terms of Reference for the position are shared with shortlisted candidates.

Objectives of the assignment

• Support the enterprise-grade enhancement and pilot implementation of the Credit Incentive and Enhancement System (CIES)
• Integrate robust Islamic Finance principles into the platform's credit enhancement and risk mitigation mechanisms
• Ensure alignment with the strategic objectives of the Islamic Development Bank Institute (IsDBI) and participating financial institutions
• Facilitate seamless stakeholder engagement, credit provider onboarding, and operational integration

Scope of work

• Conduct a comprehensive technical and functional review of the existing CIES platform architecture
• Develop custom features and workflows tailored to the operational needs of participating credit providers
• Design and execute rigorous user acceptance testing (UAT) and quality assurance protocols
• Coordinate pilot deployment activities with selected financial institutions and service providers
• Deliver comprehensive training, capacity building, and high-quality operational documentation

Your role as Business Analyst / Islamic Finance & Credit Risk Specialist

• Analyze business requirements and translate them into functional specifications for the CIES platform enhancement
• Apply deep knowledge of Islamic Finance principles to structure Sharia-compliant credit mechanisms
• Formulate and assess credit risk management frameworks within the digital platform architecture
• Collaborate with technical teams to ensure credit provider customization aligns with industry best practices
• Support user acceptance testing, stakeholder onboarding, and pilot implementation activities
• Contribute to the development of user manuals, operational guidelines, and technical documentation

Requirements

• Education: Relevant degree
• Deep knowledge of Islamic Finance principles and credit risk management
• Languages: English

Desirable

• Previous experience working on assignments funded by the Islamic Development Bank or similar international financial institutions
• Familiarity with the financial sector and MSME financing landscape in Saudi Arabia
• Experience in business analysis for blockchain-enabled financial platforms or credit systems

A seasoned Business Analyst and Islamic Finance expert with robust credit risk management experience, eager to drive innovative financial inclusion initiatives in Saudi Arabia.

Assignment details

• Location: Saudi Arabia
• Financed by: Islamic Development Bank Institute
• Estimated duration: 7 months
• Contract: individual consultancy (conditional on award)

About Aninver Development Partners

Aninver is an international development consulting firm headquartered in Spain. It supports governments, development banks, UN agencies and bilateral donors with feasibility studies, technical assistance, evaluations and capacity building across Africa, Latin America, the Caribbean, Europe, the Caucasus, Central Asia and Asia-Pacific, working with a network of international and national experts.

Why apply

• Join a multidisciplinary team on a Islamic Development Bank Institute-financed project in Saudi Arabia.
• Individual consultancy: flexible, output-based engagement with an experienced proposal team.
• Your CV stays in Aninver's expert network for future assignments that match your profile.

How to apply

Sign in (or create a free account) and upload your CV in English. Add your LinkedIn profile, indicative daily rate and availability to speed up the assessment. Aninver will contact the shortlisted candidates.

Frequently asked questions

Is the position confirmed? The engagement depends on the contract being awarded to Aninver. Shortlisted experts are included in the proposal with their consent.

Can I apply if I am not based in the country? Yes, unless the requirements say otherwise; relevant regional experience is an asset.

What happens with my CV? It is used to assess your fit for this and future positions and is not shared with third parties without your consent.